HELP FOR VICTIMS OF IDENTITY THEFT

Identity theft occurs when someone acquires your personal identification, including your name, date of birth, address and social security number with the intent to impersonate you in a criminal matter. Most often, the perpetrator is either attempting to avoid a pending investigation or prosecution or trying to gain access to your finances or possessions. The internet has become a breeding ground for identity theft as it is fairly easy to hack into a computer and collect someone’s personal information.

HELP FOR VICTIMS

Identity theft is a crime that often leaves an indelible mark on your life and can prevent you from moving forward financially. Your credit rating can be adversely affected, compromising your ability to lease or buy a house, a car or to receive approval for a college loan.

As a victim, you have access to resources under the Theft and Assumption Deterrence Act, including access to a clearinghouse of information and a hotline to help you interact with agencies charged with helping you minimize the impact of identity theft., Telephone operators are available to help you resolve credit-related problems created by the misuse of your identity. The information taken by the operators is also placed in a national database that police agencies use to prevent further identity theft.

Embedded here is a short video from the IRS on some basic tips to help you avoid identity theft.

To learn more about identity theft, please visit idtheft.gov for “A Guide for Assisting Identity Theft Victims” or call the Federal Trade Commission Identity Theft Hotline at 1 (877) ID-THEFT (438-4338). In addition, the FTC has a 68-page brochure available called “Taking Charge: What to Do if Your Identity is Stolen.

View the report at www.consumer.ftc.gov/articles/pdf-0009-taking-charge.pdf

Resources for Identity Theft Victims

Federal Trade Commission
www.consumer.ftc.gov/features/feature-0014-identity-theft

New Jersey State Police
www.njsp.org/tech/identity.html